Darcus brings over 35 years of banking experience in the areas of retail banking, lending and wealth management. She is a graduate of Lord Fairfax Community College and James Madison University with a Bachelors degree in Management and a minor in Economics. As a native of Frederick County, she is very involved in the community. She has been an active member of Rotary for over 25 years and serves on several committees in the Winchester Rotary. She is the past chair and current secretary for the United Way of the Northern Shenandoah Valley. Darcus serves on the board of the Community Foundation of Northern Shenandoah Valley and participates in the Non-Profit Alliance initiatives. She is also active with the Worlds of Work (WOW) committee and with the Blue Ridge Association of Realtors affiliate team.

Elliott has twelve years of banking experience and has been successful in developing valued relationships in the Shenandoah Valley. He graduated with a B. S. from James Madison University. His community involvement includes serving on the board for the Waynesboro Kiwanis Club and as a children's Sunday school teacher at Bridge Church.

James brings over 30 years of banking experience with leadership roles including President & Chief Executive Officer and Chief Financial Officer. He has a passion for delivering excellent customer service and providing financing for the growth and development of businesses in the communities we serve. James began his professional career as a bank examiner with the Federal Reserve Bank of Richmond upon graduating with a Bachelor of Science from Virginia Commonwealth University. James holds the designation of Charted Financial Analyst and resides in his hometown of Chesterfield, Virginia.

Kathryn attended Virginia Tech, where she earned a B.S. in Dairy Science. She has experience in commercial agricultural lending. She currently resides in Staunton, but grew up on a family dairy farm in Vermont. Kathryn is very involved in the community including the Augusta Young Professionals Group, active in the Chamber, Augusta County Young Farmers Group, local 4-H and local FFA groups.

Mark brings over 45 years of commercial and retail banking experience. His primary function is in commercial lending, while seeking to meet the needs of clients with ancillary bank services and products.He has degrees in Business Management and Marketing and is a 1989 graduate of the VBA School of Bank Management. As an avid supporter of his community, Mark is the Treasurer, as well as chair of the Audit & Finance Committee, for The Cameron Foundation. Also, he is on the Board of the Richard Bland College Foundation of The College of William & Mary serving as the chair of the Audit & Finance Committee. For over 30 years Mark has been on the Board of the Petersburg Methodist Home for Girls Foundation, having been a past president. Before disbanding, Mark was a 36-year member of the Petersburg Lions Club, having served as a 3-term President and Treasurer. Mark is an active member of Second Presbyterian Church in Petersburg and has served as a Ruling Elder.

Matt has over 18 years of experience in all areas of commercial and retail banking. He has a B.S. in Business Administration and a B.S. in Economics from Longwood University and is also a graduate of the Virginia Bankers Association’s School of Bank Management. Matt remains very active in the community including serving as a member of Longwood University College of Business and Economics Advisory Board, the Chairperson of Resources for Independent Living, a Board Member for the Central Virginia Resource Corporation, and is a baseball coach with the Glen Allen Youth Athletic Association and Rockit Sports. He lives in Richmond with his two children and enjoys serving in the Worship ministry of Gayton Baptist Church as a musician and vocalist and spending time on the golf course.

Melissia began her banking career in 2001 and brings over 20 years of experience in the financial services industry. Throughout her career, she has held roles in retail, operations, and commercial banking. She is a graduate of Virginia Commonwealth University and the Virginia Bankers Association School of Bank Management. Outside of work, Melissia dedicates her time to volunteering at a faith-based school in her community.

Mike has 29 years of banking experience and expertise in commercial lending. He holds a B.B.A. from James Madison, and is a graduate of the CNB School of Compliance, the Virginia Bankers School of Bank Management, and the First Virginia University College of Management. His community involvement includes volunteering for the Mt Jackson Lions Club, Shenandoah Community Foundation, Bridgebuilder Scholarship Foundation, and a member of the Mt Jackson Economic Development Authority.

With over 25 years of banking experience, Nicole has experience and expertise in branch management, retail banking, small business banking, payroll services, retail lending and small business/commercial lending. Nicole has a passion for partnering with clients to develop a strategic plan to support their business growth by improving cash flow and process efficiencies, through a variety of banking products and services. She is a 2024 graduate of the Virginia Bankers Association’s School of Bank Management. Nicole serves her community has a board member for the Hopewell/Prince George Chamber of Commerce.

Paul has 30 years of experience and expertise in Commercial and Investment Real Estate lending and business development. He has a B.S. in Business Administration from Longwood College, and is a graduate of the Virginia Bankers School of Bank Management. His community involvement includes being a member and volunteer for the Valley Mission and the Emmanuel Episcopal Church.

Peter has worked as a commercial lender since 1990. He earned his bachelor’s degree in Political Science from the University of Virginia and his MBA from Virginia Tech. He has served on the boards of the Kirk Family YMCA (as Treasurer), American Red Cross, and Roanoke Catholic School. He has been on the Board of Southwest Virginia Ballet for 10 years and served as President from 2015 to 2021.

Robin has over 25 years of experience in all areas of commercial and retail banking, specializing in investment real estate. He has a B.A degree in Business Administration and Economics from Catawba College. Robin remains active in his community by serving as a committee member on the Kerr Terr Regional Council business lending board, and as a member of the Vance Granville Homebuilder’s Association. In addition, Robin is active at Island Creek Baptist Church, serving as a deacon, choir member, Sunday School Teacher and in the Baptist Men’s organization.

Sandra has over 27 years of banking experience and has been a lender for almost 20 years. She started at the bank as a high school senior and worked her way up through deposit operations, teller, branch manager/retail loan officer and commercial loan officer. She is a graduate from Radford University with a B.S. in Business Administration. She is involved in the Botetourt County Education Foundation, Board of Directors Botetourt County Career & Technical Education and an advisory board member for the American Red Cross.

Sep’s banking career started in high school as a teller in South Hill, VA. He has been in consumer lending, branch management, branch administration, commercial lending and is currently a regional market executive. He holds a BA in Business/Economics from Randolph Macon College. He has been involved with the South Hill Rotary Club, the South Hill Volunteer Fire Department (past President and past Captain) and various economic development committees in and around Mecklenburg County.

Susan has almost 30 years of experience in the industry. Her expertise is in commercial lending, consumer lending, commercial mortgage lending, construction, small business lending including lines of credit, residential development, investment property lending, management, business development, and auditing. She earned an Associate of Applied Science Degree in Business Technology, with a major in management from Lord Fairfax Community College. She also completed studies in commercial lending and commercial mortgage lending at East Carolina University and has taken many other industry related courses. Susan is active in the community including the Front Royal Rotary Club, the JDRF Walk to Cure Juvenile Diabetes, United Way Day of Caring, Core Dynamics, and many more.

Teresa has over 38 years of banking experience in the areas of branch manager, retail loan officer, quality analyst, credit analyst, treasury management/small business lending, deposit operations, bankruptcy/BSA, and loan operations. She attended Virginia Western Community College and completed The Graduate School of Banking at Furman University. A native of Botetourt County, Teresa, currently resides in Fincastle, and is active in the community. She serves as President for the Daleville Fincastle Lions Club, Botetourt Chamber of Commerce Tinsel Trail Committee, and volunteers with Botetourt Food Pantry.

Todd has over 30 years of banking experience in the Roanoke Valley Region, including leadership and production roles with several regional and local banks. He maintains deep relationships with commercial customers throughout the region with a focus on responsive, high-quality service. Todd has a B.S. in Finance from James Madison University and a Masters in Business Administration from Virginia Tech. Todd continues to serve the community on a number of non-profit and municipal boards and commissions.

With 32 years of experience in sales, lending, and leadership within the Richmond market, Tonda has dedicated her career to providing practical financial solutions for small businesses, non-profits, and individuals. A proud graduate of Virginia Commonwealth University (VCU), Tonda has further honed her expertise through the Virginia Bankers Association’s School of Bank Management at the University of Virginia and the Virginia Bankers Association Commercial Banking School at the University of Richmond's Robins School of Business. Beyond her professional accomplishments, Tonda is deeply committed to her community. As an active member of Rotary, she has served in leadership positions within District 7600, reflecting her passion for making a positive impact and supporting the success of others

For over 18 years Wes has served Southside Virginia and Northern North Carolina, specializing in commercial lending and banking needs. He provides counsel for growing businesses and develops lasting business relationships that provide long term benefits to clients. Wes considers it a particular honor to serve the small business needs of family-owned companies that make up the bedrock of rural economies and whose success means so much to their livelihood. With a grateful heart, Wes has been honored to serve on the Boards of Southside Virginia Community College, Park View Boosters Club for youth sports, South Hill Revitalization Committee, Blackstone Chamber of Commerce, and the Session of Blackstone Presbyterian Church.